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Vermont
Dental Plans
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As a bonus, you get 3 extra months of coverage for free. You pay for 12 months and they extend the plan to 15 months.
Here is a Discount Coupon Code - 10% OFF of the Annual Premium
I am a coupon clipping fool. I love a bargain and wanted to pass this one along to you. When you sign up online, use the Discount Coupon Code of 7966. It will reduce the cost of the plan by 10%.
All dental specialties are covered, including braces
When specialty work is required, from Vermont cosmetic dentists, Vermont oral surgeons, Vermont pediatric dentists, etc., you will receive approximately 15-25% off all procedures performed by a participating specialist. The discount varies with the plans.
The plans even covers braces. You will find Vermont orthodontists throughout the state that will discount their usual rates.
These are not the typical dental discount plans that you find plastered all over the Internet
This company offers
a money back guarantee* and has a customer service line that is actually
answered by a human being - not a perpetual answering machine. The hold
times for customer service calls are clocked and more personnel and phone
lines are added if the wait gets too long. This is a serious, well-respected
company that spends a lot of money on customer service.
*See plan for
details.
The Bottom Line on Vermont Dental Plans
I always hated the phrase, but folks, these plans are "no-brainers". They are giving you a substantial discount on all of your dental work that far exceeds the cost of the plan itself. I bought a plan for my family and I save more on cleanings alone than the entire cost of the plan. My experiences are documented further down this page.
How our Vermont Dental Plans Work
First of all, we have
over 25 different plans. This is like a "Dentalplans R Us" situation.
A warehouse of many different plans in one location. Most parts of the
country have multiple plans available.
Each plan has
its own schedule of services and a fixed price that you pay when receiving
the service. In addition, each plan has its own network of dentists. It
is not uncommon to find a dentist in more than one network.
When you go to a dentist in the network, you are responsible to pay that dentist the discounted fee for your dental work. In many cases this fee can be hundreds less than what the dentist usually charges. In many parts of the country there are plans that include free cleanings, x-rays and exams. Some plans include discount vision and prescription cards as well.
If you are
looking for a Vermont dental plan where:
- You go to any dentist you want
- Pay a small copay and have the insurance company take care of the rest
Y ou can start wishing for something else. Plans like that are not available.
The insurance company is not going pay for $3,000 worth of dental work
while you pay them twenty bucks a month.
If you have a group at work or even a club or association, we can give
you a group plan that will come closer to a traditional dental plan. Still,
it is almost impossible to beat the cost savings of a good discount plan.
Vermont Group Dental Plans
Any of the discount dental plans can be offered in a group environment with a single list bill. The company can pay for it or it can be a voluntary plan and the premium subtracted from a paycheck. It does not matter whether you have full time, part time or even independent 1099 contractors. The plans are so cheap that a business can easily pay for their employees. Its a nice way of showing your appreciation for your workers and a lot cheaper than giving them a raise. Read more about Vermont group dental insurance on our Vermont group dental insurance page.
My Experiences with Discount Dental Plans
I bought a plan for my family of three. Here is how it has stacked up so far.
Plan cost $149.95 for 15 months. I used the discount coupon code I gave you and saved 10%. My cost was $134.95 for 15 months of coverage.
Cleanings: We all had our teeth cleaned every 6 months. Since the plan last for 15 months, we were able to get 3 cleanings for 3 people or 9 cleanings. The cleaning was $44 instead of $75. We saved $279 on cleanings.
We all had x-rays. The plan price is $25 and the regular price was $52. We saved $81 on x-rays.
My son's filling cost us $71 instead of $125 for a $54 savings.
I imagine you get the point. The plan for us was a "no-brainer".
Depending where you live and what plan you choose, your savings might be even greater. In some states there are plans with free cleanings that further enhance the value of the plan.
Vermont PPO Dental Plan
I could not begin to count how many calls we get for an individual Vermont PPO dental plan. The patient was told by their dentist that it is all that they would accept. What the dentist did not tell them was that companies like MetLife, CIGNA, etc., do not sell individual dental plans. I believe that most dental offices know this before they send the patient on a wild goose chase. The dental office does not want to sound like the bad guy and tell you that if you don't pay cash you need to go elsewhere.
Vermont PPO Dental Plan Solutions
We have some solutions to the Vermont PPO dental plan problem.
1. First, let me say that we are working with a carrier to bring out a PPO plan with a national dental network that will be available to individuals. I suggest you go to our PPO dental plan page from time to time to keep track of its development and release date.
2. Many of our discount plans use national networks from the big name group carriers. These networks often duplicate the dentists found in Vermont PPO dental plans. So, it is worthwhile to see which dentists are there.
3. Unless you need a lot of dental work, the additional costs, waiting periods and deductibles will make the discount plans a better buy than the Vermont PPO dental plans. Do the math first and then decide.
4. If you dentist is nice, and everyone is quick to tell me how wonderful their dentist is, they can give you a PPO rate. That's right. If your dentist chooses to do so they can give you the same PPO rate reduction they give to the lucky few patients with group dental plans. Don't hold your breath.
Have Questions?
If you have questions about any of our Vermont dental plans, have a group
or association that you would like to get dental insurance for or have
any concerns (about dental insurance of course), send
us an email or give us a call at 800-986-4786.
| Vermont dental plans provide coverage in the following cities:
Adamant Albany Alburg Arlington Ascutney Averill Bakersfield Barnard Barnet Barre Barton Beebe Plain Beecher Falls Bellows Falls Belmont Belvidere Center Bennington Benson Bethel Bomoseen Bondville Bradford Braintree Brandon Brattleboro Bridgewater Bridgewater Corners Bridport Bristol Brookfield Brownsville Burlington Cabot Calais Cambridge Cambridgeport Canaan Castleton Cavendish Center Rutland Charlotte Chelsea Chester Chester Depot Chittenden Colchester Concord Corinth Coventry Craftsbury Craftsbury Common Cuttingsville Danby Danville Derby Derby Line Dorset Dover East Arlington East Barre East Berkshire East Burke East Calais East Charleston East Corinth East Dorset East Dover East Fairfield East Hardwick East Haven East Middlebury East Montpelier East Poultney East Randolph East Ryegate East Saint Johnsbury East Thetford East Wallingford Eden Eden Mills Enosburg Falls Essex Essex Junction Fair Haven Fairfax Fairfield Fairlee Ferrisburg Florence Forest Dale Franklin Gaysville Gilman Glover Grafton Granby Grand Isle Graniteville Granville Greensboro Greensboro Bend Groton Guildhall Hancock Hardwick Hartford Hartland Hartland Four Corners Highgate Center Highgate Springs Hinesburg Huntington Hyde Park Hydeville Irasburg Island Pond Isle La Motte Jacksonville Jamaica Jeffersonville Jericho Johnson Jonesville Killington Lake Elmore Londonderry Lowell Lower Waterford Ludlow Lunenburg Lyndon Lyndon Center Lyndonville Manchester Manchester Center Marlboro Marshfield McIndoe Falls Middlebury Middletown Springs Milton Monkton Montgomery Montgomery Center Montpelier Moretown Morgan Morrisville Moscow Mount Holly New Haven Newbury Newfane Newport Newport Center North Bennington North Clarendon North Concord North Ferrisburg North Hartland North Hero North Hyde Park North Montpelier North Pomfret North Pownal North Springfield North Thetford North Troy Northfield Northfield Falls Norton Norwich Orleans Orwell Passumpsic Pawlet Peacham Perkinsville Peru Pittsfield Pittsford Plainfield Plymouth Post Mills Poultney Pownal Proctor Proctorsville Putney Quechee Randolph Randolph Center Reading Readsboro Richford Richmond Ripton Rochester Roxbury Rupert Rutland Saint Albans Saint Albans Bay Saint Johnsbury Saint Johnsbury Center Salisbury Saxtons River Shaftsbury Sharon Sheffield Shelburne Sheldon Sheldon Springs Shoreham South Barre South Burlington South Hero South Londonderry South Newfane South Pomfret South Royalton South Ryegate South Strafford South Woodstock Springfield Stamford Starksboro Stockbridge Stowe Strafford Sutton Swanton Taftsville Thetford Thetford Center Town and Johnson Town and Waterbury Townshend Troy Tunbridge Underhill Underhill Center Vergennes Vernon Vershire Waitsfield Wallingford Wardsboro Warren Washington Waterbury Waterbury Center Waterville Websterville Wells Wells River West Burke West Charleston West Danville West Dover West Dummerston West Fairlee West Glover West Halifax West Hartford West Newbury West Pawlet West Rupert West Rutland West Topsham West Townshend West Wardsboro Westfield Westford Westminster Westminster Station Weston White River Junction Whiting Whitingham Wilder Williamstown Williamsville Williston Wilmington Windsor Winooski Wolcott Woodbury Woodstock Worcester |