Minnesota Dental Plans
Minnesota Dental Insurance

For less than $8 a month, you can save 50% or more on your dental bills. This includes preventative, basic and major dental work with no waiting periods.

Coverage can begin within two days and all preexisting conditions are covered from the first day

Save money on both routine and specialty dental care at Minnesota dentists across the state. Many of these plans have national networks with coverage in most U.S. cities.

Participating Minnesota dentists charge members a listed, discounted rate for most of the common dental procedures including fillings, root canals, crowns, extractions, etc. The plans also provide discounts for cosmetic procedures and work performed by specialists such as orthodontists and periodontists.

Dollar for dollar, these Minnesota dental plans represent a better value than a considerably more expensive PPO dental insurance plan. Use the following to find a Minnesota dental plan with dentists near you:

Enter your ZIP code to view plan details, savings information and participating dentists for all available discount dental plans in your area. Find my dentist

As a bonus, you get 3 extra months of coverage for free. You pay for 12 months and they extend the plan to 15 months.

Here is a Discount Coupon Code - 10% OFF of the Annual Premium

I am a coupon clipping fool. I love a bargain and wanted to pass this one along to you. When you sign up online, use the Discount Coupon Code of 7966. It will reduce the cost of the plan by 10%.

All dental specialties are covered, including braces

When specialty work is required, from Minnesota cosmetic dentists, Minnesota oral surgeons, Minnesota pediatric dentists, etc., you will receive approximately 15-25% off all procedures performed by a participating specialist. The discount varies with the plans.

The plans even covers braces. You will find Minnesota orthodontists throughout the state that will discount their usual rates.

These are not the typical dental discount plans that you find plastered all over the Internet

This company offers a money back guarantee* and has a customer service line that is actually answered by a human being - not a perpetual answering machine. The hold times for customer service calls are clocked and more personnel and phone lines are added if the wait gets too long. This is a serious, well-respected company that spends a lot of money on customer service.
*See plan for details.

The Bottom Line on Minnesota Dental Plans

I always hated the phrase, but folks, these plans are "no-brainers". They are giving you a substantial discount on all of your dental work that far exceeds the cost of the plan itself. I bought a plan for my family and I save more on cleanings alone than the entire cost of the plan. My experiences are documented further down this page.

How our Minnesota Dental Plans Work

First of all, we have over 25 different plans. This is like a "Dentalplans R Us" situation. A warehouse of many different plans in one location. Most parts of the country have multiple plans available.

Each plan has its own schedule of services and a fixed price that you pay when receiving the service. In addition, each plan has its own network of dentists. It is not uncommon to find a dentist in more than one network.

When you go to a dentist in the network, you are responsible to pay that dentist the discounted fee for your dental work. In many cases this fee can be hundreds less than what the dentist usually charges. In many parts of the country there are plans that include free cleanings, x-rays and exams. Some plans include discount vision and prescription cards as well.

If you are looking for a Minnesota dental plan where:

- You go to any dentist you want
- Pay a small copay and have the insurance company take care of the rest

Y ou can start wishing for something else. Plans like that are not available. The insurance company is not going pay for $3,000 worth of dental work while you pay them twenty bucks a month.

If you have a group at work or even a club or association, we can give you a group plan that will come closer to a traditional dental plan. Still, it is almost impossible to beat the cost savings of a good discount plan.

Minnesota Group Dental Plans

Any of the discount dental plans can be offered in a group environment with a single list bill. The company can pay for it or it can be a voluntary plan and the premium subtracted from a paycheck. It does not matter whether you have full time, part time or even independent 1099 contractors. The plans are so cheap that a business can easily pay for their employees. Its a nice way of showing your appreciation for your workers and a lot cheaper than giving them a raise. Read more about Minnesota group dental insurance on our Minnesota group dental insurance page.

My Experiences with Discount Dental Plans

I bought a plan for my family of three. Here is how it has stacked up so far.

Plan cost $149.95 for 15 months. I used the discount coupon code I gave you and saved 10%. My cost was $134.95 for 15 months of coverage.

Cleanings: We all had our teeth cleaned every 6 months. Since the plan last for 15 months, we were able to get 3 cleanings for 3 people or 9 cleanings. The cleaning was $44 instead of $75. We saved $279 on cleanings.

We all had x-rays. The plan price is $25 and the regular price was $52. We saved $81 on x-rays.

My son's filling cost us $71 instead of $125 for a $54 savings.

I imagine you get the point. The plan for us was a "no-brainer".

Depending where you live and what plan you choose, your savings might be even greater. In some states there are plans with free cleanings that further enhance the value of the plan.

Minnesota PPO Dental Plan

I could not begin to count how many calls we get for an individual Minnesota PPO dental plan. The patient was told by their dentist that it is all that they would accept. What the dentist did not tell them was that companies like MetLife, CIGNA, etc., do not sell individual dental plans. I believe that most dental offices know this before they send the patient on a wild goose chase. The dental office does not want to sound like the bad guy and tell you that if you don't pay cash you need to go elsewhere.

Minnesota PPO Dental Plan Solutions

We have some solutions to the Minnesota PPO dental plan problem.

1. First, let me say that we are working with a carrier to bring out a PPO plan with a national dental network that will be available to individuals. I suggest you go to our PPO dental plan page from time to time to keep track of its development and release date.

2. Many of our discount plans use national networks from the big name group carriers. These networks often duplicate the dentists found in Minnesota PPO dental plans. So, it is worthwhile to see which dentists are there.

3. Unless you need a lot of dental work, the additional costs, waiting periods and deductibles will make the discount plans a better buy than the Minnesota PPO dental plans. Do the math first and then decide.

4. If you dentist is nice, and everyone is quick to tell me how wonderful their dentist is, they can give you a PPO rate. That's right. If your dentist chooses to do so they can give you the same PPO rate reduction they give to the lucky few patients with group dental plans. Don't hold your breath.

Have Questions?

If you have questions about any of our Minnesota dental plans, have a group or association that you would like to get dental insurance for or have any concerns (about dental insurance of course), send us an email or give us a call at 800-986-4786.