HMO Dental Plans - DHMO
Dental HMO plans have no waiting periods and no limit on the amount of work that can be covered in a single year. However, they are only available in Florida, Texas and California.
If your dentist is part of the HMO network of providers or you are willing to change dentists, then this type of plan could be a perfect fit.
CALL FOR HELP IN SELECTING A HMO PLAN - 800-272-0512
How Dental HMO Plans Work
Like most HMO style plans, you pick a primary dentist. You can change if you like, but you must notify the company if you do so. We use the SafeGuard Health Plans, Inc. a MetLife Company dental HMO
There is a copay of $5 for preventive care as well as other basic services. Something more extensive like a crown, might have a $245 copay. Which happens to be quite a bargain. The website has a complete chart of all of the covered procedures.
The copays are for a general dentist. If you need to see a specialist you are referred by your primary care dentist and will receive a 25% discount.
There are no plan limits like you might find with a PPO. As long as you are using a network dentist, you can have as much work as needed.
There are no age limits and seniors 65 and older can get this plan.
Unlike other plans, you do not have a deductible. You just pay the copays.
You can simply go to ourand see detailed information on this plan.
Is This Plan Right For Me?
You have to ask yourself some basic questions
The bottom line is if you need cleanings, fillings, crowns and it can all be done by a dentist in the network, an HMO dental plan would work very well.
What Else Should I Know?
In addition to the aforementioned information, you might be interested in knowing:
How Do I Get More Information?
We have a site that will show you everything about the plan, allow you to look up providers and apply
directly online. Just use