Dental Insurance and Dental Plan Quotes
Welcome to our dental insurance quoting page. Here you will find all of our dental plans separated by plan type (PPO, HMO, etc). We have also
provided convenient links to the sections of our site that will show you plans based on your personal needs rather than just a type of plan.
Finding the best plan for you dental needs is not always easy. We invite you to call us and ask questions. We will help
you navigate through the plans. It is important that you understand what you are buying. The last thing you need are unwelcome surprises.
CALL FOR HELP IN SELECTING A PLAN - 800-272-0512
If one of the following describes the type of plan you need, click the colored circle next to appropriate selection
or on the underlined text. Or, you can continue to scroll down this page to see all of our plans listed by plan type.
Below we have listed all of the plans we currently represent. In some instances we have listed the actual
monthly premium. However, with some plans it depends on your zip code. In these instances we give an average cost and you need to use the plan's link.
|Discount Dental Plans
|Careington 500 Dental Plan
Careington has been around for years.
As with all discount plans, you must find a network provider. Available in all states.
|DP Broker - Over 30 National Discount Plans Available
This link will give you access to a large number of discount dental plans by just entering your zip code. Some are household names linke Aetna and Cigna.
As with all discount plans, you pay your dentist a discounted rate.
|Indemnity Dental Insurance
|Core Dental with Full Vision Insurance Included
This is an excellent plan that is available in four different versions; Value, Silver, Gold and Platinum. They use the Ameritas network
for additional savings.
The Value plan is for preventative and basic services. The others cover major work and differ by the amount they pay out and the total yearly payout. If you
do not normally need a lot of work the Silver or Gold will work well. But none of our plans of any type pay out more than the Platinum plan.
|$21.00 - $51.00
||$37.00 - $97.00
||$73.00 - $168.00
|Select Dental 1000 (Hybrid PPO + Indemnity) Dental Plan
The Select Dental plans are indemnity plans that are coupled with the Ameritas PPO network for additional savings.
They are available in most states.
The Select 1000 pays the most of the three and has been around for a long time. Most people who bought this plan have kept it for
The Value 1000, their low cost option, is not recommended. You are better off with one of our lower cost PPO plans or even a
Discount plan if you have a provider in the network you like.
|PPO Dental Insurance
The Spirit plan is traditional PPO with no
waiting period. It is very popular.
If you live in Florida, California or Texas
and can find a dentist in the $5 Copay HMO plan, it will save
you a bundle. Espcially if you need a lot of work.
|Spirit PPO Dental Plan
You can get up to $3,500 in coverage with this PPO dental plan.
Personally, I think this is one of the better plans for the money.
The use the MaxiCare network. This is a combination of
multiple PPO networks and has great nationwide coverage.
First of all, besides the high cap of $3,500 per year, there are no waiting periods. Yes, it is one of those plans that increases the benefit each
year. But,it is still a great value.
Second, they pay for three cleanings per year. Let me give you a bit of advice. Nobody likes to go to the dentist. But, getting your teeth professionally cleaned every 4 months is
going to cut down on future problems and enable them to spot a potential problem before it starts. In the long run, you will spend less money and less grief.
The rates depend where you live. Just use the link to get quotes
|CompleteCare with Careington PPO Network
This is what I would call a hybrid plan.
Cleanings and basic work like fillings and simple extractions are covered like any PPO. They have relatively low co-pay for these procedures.
For major work, the plan uses the PPO discount schedule and you pay only the considerably reduced price for services.
If you need a specialist, there is a fixed discount instead of the schedule.
What is interesting about this plan is that there are NO WAITING PERIODS for anything.
They use the Careington PPO network. This is not the same network as the Careington discount plan. It is much better with many more dentists. Actually, it is
a very good network as far as we can determine.
If you need a lot of work done right away and it can be performed by a general dentist, this plan can save you quite a bit of money.
The pricing is based on the number of people in your family. We will show you rates for single, family of 2 (couple or parent and child) and a family of 3. Please
visit the site for more pricing.
|HMO Dental Insurance (DHMO)
$5 Copay Dental HMO
We only offer HMO dental insurance in Florida, Texas and California.
These plans are through Delta Dental
This is a standard HMO style of plan where you have a primary dentist and get referrals for specialists.
NO Yearly Dollar Cap Limits
NO Waiting Period for Basic or Major Services.
NO Age Limit
Premium WILL NOT increase with age
Preexisting Conditions are COVERED
If you need a lot of work, big dental bills and you have a dentist that accepts the plan or can
find a dentist in the network that you are comfortable with, this is probably the most cost effective real dental plan on the market.
We realize that selecting a plan can be confusing. You want to buy what you need but not pay for more than you need. Plus, some of these
plans are not available in every state. So, please do not hesitate to call and ask questions. That is why we are here.
CALL FOR HELP IN SELECTING A PLAN - 800-272-0512