Cosmetic Dentistry and Dental Insurance

Unless you were in an accident or had a disfiguring disease, insurance companies are not terribly happy about paying for cosmetic dental procedures. This is another way of saying that they won't.

Sometimes there is a fine line between a cosmetic dental procedure of necessity and one of vanity. In many instances, procedures like implants, braces, crowns, etc., are justified due to their necessity to maintain "dental health".

However, if you are looking for a million dollar smile from your Beverly Hills dentist, you need to see your banker. Elective dentistry is classified along with botox, hair plugs and breast implants.

Again, it is important to differentiate between elective and necessary procedures. You can often have many cosmetic procedures performed as a necessity. But there is a catch.

PPO, HMO and indemnity dental plans have dollar limits placed on them. With the average plan paying out only $1000 per year, you will still need to reach into your pockets for a lot of the work.

We do offer many excellent discount plans that can cut these costs dramatically. Once again there is a catch. The discounts on separate procedures performed by a general dentist can be as much as 50%. However, when performed by a specialist, you are looking at discounts of 20-25%. Still, for the few dollars a month a plan costs, it is usually worth the expense of the plan.

If you need to a way to get the ten or twenty grand necessary for a complete dental makeover, try real estate. My wife has a great real estate investment web site. Go to www.aboutrealestateinflorida.com She help you make enough in about a year or so to cover it.