"My dentist will not accept your plan or any plan that I have found thus far."

There are alternatives that are very cost-effective for dealing with dentists that will not accept your dental plan.

Typically, a caller will tell us one of the following:

1. "My dentist does not accept any insurance at all."
2. "My dentist only takes PPO dental plans."
3. "I love my dentist and will never change. But I cannot find a plan he/she will accept".

Let's deal with these problems one at a time.

The first is the dentist who does not take any insurance.

If a dentist does not take any insurance, it means they are getting paid cash up front for all work. Furthermore, they are not subjecting themselves to PPO or HMO discounted rates. Unless they can walk on water and feed the masses with a single loaf, why are you using them?

Most dental work is routine. On top of that, most dentists are sending the "hard stuff" off to specialists. Any competent dentist can fill your tooth and make a crown. Consider finding a new dentist.

I will say that some dentists are more skilled than others. Though I doubt that any of you could tell the difference. Nevertheless, there are plenty of excellent dentists that will take your insurance including discount plans. Find a new dentist.

The second is the dentist who will only take PPO plans.

We have PPO dental plans with very large national networks. Use one of these plans. Or, use and indemnity plan that will pay you money based on the procedure performed.

Keep in mind that unless the dentist is part of the network, they can charge anything they want. Some dentists will tell you that they take any PPO. This is a warning sign. It means they will charge you what they want and submit the billing for you. You pay the difference between what this non-network dentist bills out and what the insurance company pays.

If you still have questions, call me for help at 954-757-0033

But please read through the web site before you call.

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